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Tips to get your mortgage payments as low as possible

Tips to get your mortgage payments as low as possible

Housing costs are the largest expense for most Americans. Financial advisors typically suggest dedicating 25% of your monthly budget to housing, but the average American spends roughly 33% of their budget on housing costs, according to the Bureau of Labor Statistics. That means that many Americans are spending even more than the suggested amount.

Here are some options for getting your mortgage payments as low as possible if you want to buy a home and don’t want your mortgage to eat up your entire paycheck, or if you already own a home and are struggling to pay your monthly mortgage bill.

Last updated: Nov. 27, 2019

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Your Friday Briefing

Your Friday Briefing (Want to get this briefing by email? Here’s the . We asked our Jerusalem bureau chief, David M. Halbfinger, how that has played out. Little has changed as a direct result; other countries have hardly lined up … read more